Five-Year Group Financial Summary
| Group | |||||
|---|---|---|---|---|---|
| FY 30 June | FP 31 Dec | FY 31 Dec | |||
| 2009 | 2010 | 2011 | 2011 | 2012 | |
| OPERATING RESULT (RM' million)2 | |||||
| Operating revenue | 17,586 | 18,560 | 21,040 | 12,892 | 27,532 |
| Operating profit | 3,064 | 5,249 | 6,135 | 3,497 | 7,742 |
| Profit before taxation | 1,674 | 5,370 | 6,270 | 3,571 | 7,895 |
| Profit attributable to equity holders of the Bank | 692 | 3,818 | 4,450 | 2,587 | 5,745 |
| KEY STATEMENTS OF FINANCIAL POSITION DATA (RM’ million)2 | |||||
| Total assets | 310,739 | 336,700 | 411,254 | 451,595 | 494,866 |
| Financial investments portfolio3 | 70,132 | 68,885 | 76,871 | 84,669 | 92,820 |
| Loans, advances and financing | 186,252 | 205,894 | 255,018 | 276,253 | 311,825 |
| Total liabilities | 284,971 | 308,035 | 377,522 | 415,584 | 450,912 |
| Deposits from customers | 212,599 | 236,910 | 282,797 | 314,692 | 347,156 |
| Commitments and contingencies | 221,587 | 232,273 | 292,109 | 369,792 | 379,695 |
| Paid-up capital | 7,078 | 7,078 | 7,478 | 7,639 | 8,440 |
| Shareholders' equity | 24,899 | 27,877 | 32,395 | 34,456 | 42,229 |
| SHARE INFORMATION2 | |||||
Per share (sen)
|
12.0 12.0 8.0 351.8 |
53.9 53.9 55.0 393.9 |
61.4 61.4 60.0 433.2 |
34.5 34.5 36.0 451.1 |
72.7 72.7 65.0 500.3 |
| Share price as at 31 Dec/30 June (RM) | 5.90 | 7.56 | 8.94 | 8.58 | 9.20 |
| Market capitalisation (RM’million) | 41,758 | 53,510 | 66,855 | 65,546 | 76,551 |
| FINANCIAL RATIOS (%)2 | |||||
Profitability Ratios/Market Share
|
2.8 3.4 3.1 0.2 0.3 |
2.9 3.5 14.5 1.2 1.6 |
2.6 3.6 14.5 1.2 1.8 |
2.58 4.08 15.28 1.28 2.08 |
2.4 3.9 16.0 1.2 2.1 |
| Cost to income ratio5 | 52.2 | 46.5 | 49.2 | 49.7 | 48.6 |
Domestic market share in:
|
17.8 26.6 21.3 |
17.6 27.7 20.5 |
18.1 27.9 20.7 |
17.9 27.6 19.5 |
18.2 27.7 20.2 |
| CAPITAL ADEQUACY RATIOS (%)2 (after deducting proposed final dividend) | |||||
| Core capital ratio6 | 10.8 | 10.1–11.0 | 11.2–11.8 | 11.0–11.7 | 12.8–13.5 |
| Risk-weighted capital ratio6 | 14.8 | 13.7–14.6 | 14.7–15.4 | 15.7–16.4 | 16.6–17.4 |
| ASSET QUALITY RATIOS2 | |||||
| Net impaired loans/non-performing loans ratio (%) | 1.6 | 1.2 | 2.3 | 1.9 | 1.1 |
| Loan loss coverage (%) | 112.9 | 124.5 | 82.3 | 86.9 | 105.6 |
| Net loans to deposit ratio (%) | 87.4 | 86.8 | 90.2 | 87.8 | 89.8 |
| Deposits to shareholders' fund (times) | 8.5 | 8.5 | 8.7 | 9.1 | 8.2 |
| VALUATIONS ON SHARE2 | |||||
| Gross dividend yield (%) | 1.4 | 7.3 | 6.7 | 4.2 | 7.1 |
| Dividend payout ratio (%) | 61.4 | 76.5 | 74.9 | 79.9 | 74.7 |
| Price to earnings multiple (times)7 | 49.1 | 14.0 | 14.6 | 24.9 | 12.7 |
| Price to book multiple (times) | 1.7 | 1.9 | 2.1 | 1.9 | 1.8 |
- The results consist of six-months financial period ended 31 December 2011 due to the change of financial year end from 30 June to 31 December.
- Comparative figures were restated due to first-time adoption of Malaysian Financial Reporting Standards (“MFRS”) Framework and changes in accounting policies.
- Financial investments portfolio consists of financial assets at fair value through profit or loss, financial investments available-for-sale and financial investments held-to-maturity.
- Adjusted for rights issue completed on 30 April 2009 and bonus issue of 1:4 completed on 20 February 2008 and Maybank Group Employees’ Share Scheme relating to the Restricted Share Unit as at 31 December 2011.
- Cost to income ratio is computed using total cost over the net income. The total cost of the Group is the total overhead expenses, excluding amortisation of intangible assets for PT Bank International Indonesia Tbk and Maybank Kim Eng Holdings Limited.
- The capital adequacy ratios for Dec 2012, Dec 2011, June 2011 and June 2010 present the two range of extreme possibilities, i.e.
- where the full electable portion is not reinvested; and
- where the full electable portion is reinvested in new ordinary shares in accordance with the Dividend Reinvestment Plan.
- Price to earnings multiple (times); (2009) 12.8 times (before impairment of goodwill/associate).
- 8 Annualised.
