Maybank

Group Executive Committee

Dato' Sri Abdul Wahid Omar

President & CEO, Age 49

Dato' Sri Abdul Wahid Omar has helmed Maybank Group as its President & CEO since May 2008.

Experience

Dato' Sri Abdul Wahid has extensive track record in corporate and financial management beginning with Bumiputra Merchant Bankers Berhad from January 1988 to April 1991, Kumpulan FIMA Berhad from April 1991 to August 1994 and Amanah Capital Group from August 1994 to February 2001. He also served as Chief Financial Officer of Telekom Malaysia Berhad from March to September 2001 before his appointment as Managing Director/CEO of UEM Group (and subsequently as Executive Vice Chairman of PLUS Expressways Berhad) from October 2001 to June 2004. Dato' Sri Wahid returned to Telekom Malaysia as its Group CEO in July 2004 and helmed the Group until its demerger exercise with TM International Berhad (now known as Axiata Group Berhad) in April 2008.

Responsibility

Dato' Sri Abdul Wahid is responsible for driving the overall management and growth of the Group.

Qualification

Fellow of the Association of Chartered Certified Accountants, United Kingdom. Chartered Member of the Malaysian Institute of Accountants.

Committee Membership/Apointments

Dato' Sri Abdul Wahid is a Board member of Maybank Ageas Holdings Berhad, Maybank Investment Bank Berhad and PT Bank Internasional Indonesia Tbk. He is also the Chairman of The Association of Banks in Malaysia and Malaysian Electronic Payment System Sdn Bhd (MEPS), as well as a Director of Cagamas Holdings Berhad. In addition to that, he is the Vice Chairman of Institute of Bankers Malaysia and member of the Investment Panels of Kumpulan Wang Persaraan (KWAP) and Lembaga Tabung Haji.


Mohamed Rafique Merican bin Mohd Wahiduddin Merican

Group Chief Financial Officer, Age 47

Mohamed Rafique Merican has been the Group Chief Financial Officer since 1 June 2012.

Experience

He has more than 20 years of experience in the corporate sector, including five years as Chief Financial Officer of Tenaga Nasional Berhad (TNB) and Malakoff Berhad. Prior to joining TNB in 2009, he served at Radicare (M) Sdn Bhd, the facilities management concessionaire for hospitals in Klang Valley, Selangor, Kelantan, Terengganu and Pahang as its Chief Operating Officer initially and subsequently as its Chief Executive Officer. He also held corporate finance and advisory roles with Amanah Capital Group and Bumiputra Merchant Bankers Berhad in the early part of his career.

Responsibility

Rafique is responsible for the Group's financial, capital and funding management. He oversees Finance & Treasury Operations, Management Reporting & Business Planning, Group Strategy Management, Corporate Finance & Capital Management, Central Funding, Enterprise Information Management, Corporate Remedial Management, Strategic Procurement, Finance Centre of Excellence and Property, Security & Valuation.

Qualification

Fellow Member of the Association of Chartered Certified Accountants (ACCA), United Kingdom. Chartered Accountant of the Malaysian Institute of Accountants.

Committee Membership/Apointments

Member of Malaysia Advisory Committee of Chartered Certified Accountants (ACCA) Malaysia.


Datuk Lim Hong Tat

Deputy President,
Head, Community Financial Services, Age 47

Datuk Lim Hong Tat is the Deputy President and Head of Community Financial Services.

Experience

Being a Maybank scholar, he joined the bank upon graduation in 1981. He has 30 years of experience covering all aspects of banking, having managed branches, regional banking, credit cards and international banking operations including holding senior management positions as Director/President and CEO of Maybank Philippines Inc, Head of International Banking and Head of Consumer Banking in Maybank Group.

Responsibility

As Head of Community Financial Services, he is responsible for the overall management and performance of the Bank's SME, Business Banking and Consumer segments as well as sales and distribution. This covers community banking, product innovation and industrialisation, customer segmentation, virtual banking, wealth management and payment services, sales and distribution and business strategy, as well as planning and development.

Qualification

Bachelor of Economics (Business Administration) (Hons), University of Malaya. Diploma in Marketing & Selling Bank Services, International Management Centre.

Committee Membership/Apointments

He is a Director of Credit Bureau Malaysia Sdn Bhd. our


Datuk Abdul Farid Alias

Deputy President
Head, Global Banking, Age 45

Datuk Abdul Farid Alias was appointed as Deputy President & Head, Global Banking (formerly Global Wholesale Banking) of Maybank Group on 1 July 2010.

Experience

Datuk Farid has over 20 years of experience in investment banking and capital markets, having served with various merchant and investment banks such Aseambankers Malaysia Berhad from 1992 to 1994, Schroders from 1994 to 1995, Malaysia International Merchant Bankers Berhad from 1996 to 1997, and JPMorgan from 1997 to 2005. He was attached to Khazanah Nasional Berhad from 2005 to 2008 as Director of Investments. In Khazanah, he sat on the Board of Commissioners/Directors of several publicly listed companies.

Responsibility

His areas of responsibility comprise corporate banking, investment banking, transaction banking, client coverage, asset management and global markets, which form the businesses under Global Banking. In addition, he is also responsible for international business.

Qualification

Bachelor of Science in Accounting, Pennsylvania State University, University Park, USA and Masters in Business Administration, Finance, Denver University, USA.

Committee Membership/Apointments

He is currently a member of the Boards of Directors of Maybank Investment Bank Berhad, Maybank Philippines Incorporated, Maybank International Labuan Limited, Kim Eng Holdings Ltd., MCB Bank Ltd Pakistan and Maybank Asset Management Sdn Bhd.


Dr. John Lee Hin Hock

Group Chief Risk Officer, Age 47

Dr. Lee was appointed Group Chief Risk Officer in January 2011.

Experience

Dr. Lee was previously with Amanah Merchant Bank and the Kuala Lumpur Options and Financial Futures Exchange (KLOFFE). Prior to his appointment in Maybank, he served in financial services consulting and advisory, where he was a partner with KPMG Business Advisory for the past 13 years, assisting numerous financial institutions across the Asia Pacific markets. He has in-depth financial industry and risk management expertise with a specialisation in Islamic finance, business strategy, risk management and performance management, which are an asset to the Maybank Group, in particular embedding international standard risk practices across the Maybank Group.

Responsibility

Dr. Lee is responsible for credit and risk management across the Group.

Qualification

Bachelor of Economics, Monash University, Australia. Doctorate of Philosophy in Economics, Monash University, Australia. Fellow Certified Practicing Accountant of the Australian Society of CPAs. Member of the American Finance Association, Econometrics Society and Society of Financial Studies.

Committee Membership/Apointments

Dr. Lee was a member of the Liquidity Risk Management Working Group and the Risk Management Working Group of the Islamic Financial Services Board (“IFSB”), an international standard setting body of central banks and monetary agencies set up to ensure the stability of the Islamic financial services industry. He was appointed to the Monash University (Malaysian Branch) School of Business Advisory Board on 23 November 2011.


Nora Abd Manaf

Senior Executive Vice President
Head, Group Human Capital, Age 47

Nora Abd Manaf is Senior Executive Vice President and Head of Group Human Capital.

Experience

Prior to joining Maybank, she was with Standard Chartered Group for over 9 years, where her last held position was the Head of Human Resources, Scope International (a wholly owned subsidiary of Standard Chartered UK Plc). Prior to that, she was part of a 7-member merger and alignment team seconded by StanChart to PermataBank Indonesia, to prepare the organisation for the full divestment of remaining shares held by the government of Indonesia and achievement of the Business Strategy for the bank within the StanChart Group. Her position there was Executive Vice President, Strategic Initiatives. She has experience in getting a government-cultured organisation of over 15,000 employees to be ready to be fully performance-based system and meeting Standard Chartered Bank's performance and work culture requirements, all within a comparatively tough environment characterised by the complexities of high Union participation and a highly participative and demonstrative culture. Other roles in Standard Chartered Group included a leadership development role in London as well as in Hong Kong on integration work post SCB acquisition of Chase Retail bank then.

Prior to Standard Chartered, she was with several multinationals and large local organisations across several sectors including telecommunications in Maxis and semiconductor in Intel.

Responsibility

Nora leads the People aspects of the ambitious transformation of the Maybank Group over the last 4 years.

Qualification

Nora is a qualified Chartered Accountant, and is registered with the Malaysian Institute of Accountants (MIA). Nora also holds a post-grad certification in Human Resource Development from Cornell University, and is a Gallup Strengths Level II Coach.

Committee Membership/Apointments

Nora is also actively engaged in the country's financial and business employers' circles in her roles which include Chairman of the MCBA (Malayan Commercial Banks' Association), Chairman of the Human Resource Management and Development Group (HRMDG) under the sponsorship of Institut Bank-Bank Malaysia (IBBM) and Bank Negara Malaysia (BNM), Council Member of the Malaysian Employers Federation (MEF), as well as a Member of the country's National Labour Advisory Council (NLAC).

Nora was also this year elected into the HR 50 World Top 50 Human Resource Professionals. Nora accepts a few speaking invitations annually, and has presented in forums in Malaysia, UK, Japan, India, Singapore, Indonesia, China and Hong Kong.

Last year, Nora was invited to be one of the Faculty speakers at the 28th Top Management Forum on Corporate Strategies for Driving Sustainability in the Asia-Pacific, organised by the Asian Productivity Organisation (APO) in collaboration with the Ministry of Economy, Trade and Industry of Japan and the Japan Productivity Center. This was held at the Kyoto International Conference Center in Kyoto.


Geoff Stecyk

Head, Enterprise Transformation Services, Age 43

Geoff Stecyk has been the Head of Enterprise Transformation Services since 1 July 2010.

Experience

He joined Maybank in November 2008 as Chief Transformation Officer leading the LEAP30 Performance Improvement Programme. Prior to joining Maybank, he was National Head of Bancassurance with American International Assurance (AIA) China from 2006 to 2008. Prior to that, he was Executive Vice President, Business Integration with Southern Bank Berhad from 2001 to 2004. He was involved in the transformation of the bank which covered all major areas of retail and SME banking with an emphasis on driving immediate earnings growth to fund the structural transformation over the medium term.

Responsibility

He strategises, directs and drives the enterprise operations of the House of Maybank having created a platform comprising Information Technology, Operations and Service Quality that supports the Group's long-term strategic objectives. He is also responsible for the Regional IT Transformation Programme and Operations Transformation to create the regional IT and operations platform for the Group.

Qualification

Bachelor of Commerce (Marketing/Finance), University of Alberta, Canada.

Committee Membership/Apointments

Geoff is currently a member of the Financial Institution Steering Committee, Bank Negara Malaysia.


Tengku Dato' Zafrul Tengku Abd Aziz

Group Chief Executive of Maybank Kim Eng and Director of Maybank Kim Eng Holdings Limited Chief Executive Officer, Maybank Investment Bank Bhd, Age 39

Tengku Dato' Zafrul Tengku Abdul Aziz was appointed Chief Executive Officer of Maybank Investment Bank in June 2010, and appointed Group Chief Executive of Maybank Kim Eng in 2011.

Experience

Tengku Dato' Zafrul has wide investment banking and corporate experience, having served in leadership positions in key institutions over the last 14 years. As CEO of Maybank Investment Bank, he is responsible for leading Maybank's regional investment banking business to new heights, following the merger with Kim Eng Holdings Limited.

He was the Group Director of K & N Kenanga Holdings Berhad, a board member of Kenanga Investment Bank Berhad, Kenanga Capital Sdn Bhd and Capital Investment Bank (Labuan) Limited. He also previously served as CEO of Tune Money Sdn Bhd, Head of Investment Banking in Citigroup Malaysia, Group Managing Director of ECM Avenue Berhad and CEO of Avenue Securities.

Responsibility

Tengku Dato' Zafrul is responsible for the growth and profitability of Maybank Investment Bank and also Maybank Kim Eng regionally.

Qualification

BSc (Hons) in Economics and Accounting, Bristol University, United Kingdom. Master of Finance & Economics, Exeter University, United Kingdom.

Committee Membership/Apointments

Tengku Dato' Zafrul is President of the Kuala Lumpur Business Club and a council member of the Advisory Board to the Faculty of Business & Accounting, Malaysia. Recently, he was appointed as Chairman of SIFE Malaysia, a non-profit organisation aimed at grooming university students into future leaders, and also a Board member of the Malaysian Investment Development Authority (MIDA).


Muzaffar Hisham

Head Islamic Banking
Chief Executive Officer, Maybank Islamic Berhad, Age 40

Muzaffar Hisham is currently the Chief Executive Officer of Maybank Islamic Berhad effective 30 March 2011 and Head of the Group Islamic Banking Division.

Experience

Muzaffar has collectively 18 years of experience in the banking and financial services. He started his career in Asian International Merchant Bankers Berhad in the Corporate Banking Division. He later joined Amanah Merchant Bank Berhad and Amanah Short Deposits Berhad where he was involved extensively in Corporate Debt and Financing businesses from debt syndication to advising on private debt securities. He was also involved in various debt and corporate restructuring exercises during the 1997 / 1998 financial crisis.

During his tenure in CIMB Investment Bank and HSBC Amanah, he was involved in the investment banking business.

Prior to joining Maybank, he was the Deputy Chief Executive Officer of CIMB Islamic Bank Berhad. He was previously a member of the Board of Directors of CIMB Insurance Brokers Sdn Bhd.

Responsibility

He is responsible in managing and setting the various key strategies for the overall Group Islamic Banking business.

Qualification

Bachelor of Science (Hons) in Economics and Accounting, University of Bristol, United Kingdom.

Committee Membership/Apointments

Muzaffar is the Chairman, Standards Committee, Association of Islamic Banking Institutions Malaysia (AIBIM).


Hans De Cuyper

Head, Insurance & Takaful
Chief Executive Officer of Maybank Ageas Holdings Berhad, Age 44

Hans De Cuyper was appointed as the Head, Insurance & Takaful and Chief Executive Officer of Maybank Ageas Holdings Berhad (MAHB) on 7 April 2011.

Experience

Hans was previously the Chief Financial Officer of MAHB. With an experience spanning across 20 years in the insurance industry with 8 years in Asia, he has in-depth industry expertise and regional knowledge. Prior to assuming the position at Maybank Ageas Holdings Berhad, he was attached with Fortis Insurance International in Hong Kong as the Managing Director of Risk & Finance for Asia. He was also with ING Group for more than a decade holding various positions.

Responsibility

He is responsible for the growth of Insurance & Takaful in the House of Maybank.

Qualification

Masters in Mathematics, Catholic University Louvain, Belgium. Masters in Actuarial Science, Catholic University Louvain, Belgium. Executive MBA in Financial Services Industry, Vlerick Management School.

Committee Membership/Apointments

He is a member of the Board of Directors of Maybank Ageas Holdings Bhd. and its subsidiaries which include Etiqa Insurance Berhad, Etiqa Overseas Investment Pte Ltd, Etiqa Life International (L) Ltd, Sri MLAB Berhad, Peram Ranum Berhad and Etiqa Takaful Berhad.


Dato' Khairussaleh Ramli

President Director
Bank Internasional Indonesia (BII), Age 44

Dato' Khairussaleh Ramli was appointed President Director, BII on 16 January 2012 by the shareholders and he received Bank Indonesia's approval on 11 April 2012.

Experience

Dato' Khairussaleh was the Group Chief Financial Officer, Maybank Group from November 2008 to April 2012. Prior to joining Maybank, Dato' Khairussaleh served Telekom Malaysia Berhad (TM) for two years. His last position there was Group Chief Strategy Officer where he was responsible for the overall group strategy, business development and corporate finance, and the strategic management of a portfolio of subsidiaries. He sat on the Boards of VADS Berhad and Measat Global Berhad. He was also the Project Director for the demerger exercise of the TM Group.

Dato' Khairussaleh spent eight years with Bursa Malaysia Berhad from 1998 to 2006, holding various positions before rising to the position of Chief Financial Officer in 2004. He was a key team member in the consolidation of exchanges and clearing houses, the Joint Project Director for the exchange demutualisation exercise and led the IPO and listing of Bursa Malaysia on the exchange. Dato' Khairussaleh served the Public Bank Group for seven years from 1990 to 1997, gaining experience in corporate banking, stock broking and research and futures broking. His last position in the group was Executive Director of PB Futures Sdn Bhd.

Dato' Khairussaleh was voted Malaysia's CFO of the Year for three consecutive years, in 2010 and 2011 in a poll conducted by Finance Asia and in 2012 in a poll conducted by Alpha Southeast Asia.

Responsibility

Dato' Khairussaleh is responsible for the overall business performance and growth of BII.

Qualification

Bachelor of Science in Business Administration, Washington University, USA. Advanced Management Program, Harvard Business School, USA.

Committee Membership/Apointments

Nil.


Pollie Sim

Chief Executive Officer, Maybank Singapore, Age 51

Pollie Sim was appointed as Chief Executive Officer of Maybank Singapore in July 2006.

Experience

Pollie has more than 30 years of experience in the banking and financial industry and has held many senior positions within the Maybank Group. She has been instrumental in leading and developing Maybank's retail banking business in Singapore. Prior to Maybank Singapore, Pollie was Chief Executive Officer of Mayban Finance (S) Ltd.

Responsibility

Pollie is responsible for driving the overall profitability and growth of Maybank Singapore.

Qualification

Master of Business Administration, Brunel University of West London, United Kingdom. Diploma in Management Studies, Singapore Institute of Management. In 2012, Pollie was accorded the Distinguished FICP (Financial Industry Certified Professional) by IBF (The Institute of Banking & Finance, Singapore) and also received the Pacific Rim Bankers Program Distinguished Leadership Award.

Committee Membership/Apointments

Pollie serves as a non-executive Director for several companies. Her current appointments include that of Mayban Nominees (S) Pte Ltd, a subsidiary of Maybank, Singapore Unit Trusts Ltd, Bosbury Pte Ltd, Sorak Financial Holdings Pte Ltd, Heartware Network, Maybank Kim Eng Holdings Ltd and Maybank Kim Eng Securities Pte Ltd. She is also a Council Member of The Association of Banks in Singapore and Chairman of the Singapore Unit Trust Investment Committee. Pollie also sits on the Executive Council of Employer Alliance (EA), a network of corporations committed to create an enabling work environment to enhance work life integration and best practices as a business strategy to manage talent and boost productivity.


Michael Foong Seong Yew

Chief Strategy and Transformation Officer, Age 44

Michael Foong was appointed as Chief Strategy and Transformation Officer on 3 October 2011.

Experience

Prior to joining Maybank Group, Michael was Managing Director of Accenture's management consulting practice in Malaysia. He spent 17 years serving financial services clients throughout Asia, primarily banks but also including insurance companies and stock exchanges. His track record has included group-wide corporate planning, devising group and business sector strategies, operating models, business process reengineering, performance management frameworks, and ICT strategies. Between 2004 and 2011, he focused on architecting and implementing large-scale multi-year transformation programmes for banks in Malaysia and Singapore.

Michael has held various other management positions in Accenture. He co-managed Accenture's Asia-Pacific Technology Ventures unit from 2000 to 2002, and after that Accenture's Asia-Pacific Corporate Development office. Michael has worked throughout Asia Pacific and spent seven years seconded as a leader into Accenture's offices in Beijing, Shanghai, Hong Kong, Sydney, Singapore, Tokyo and Jakarta.

Responsibility

He is responsible for managing the Group's transformation programme across the region, and developing the Group's long-term strategic objectives. He also oversees the Corporate Development office covering the Group's innovation agenda and special projects, and the Methods and Systems unit which covers business process improvement projects.

Qualification

Master of Arts in Economics and Management Studies from Cambridge University (1991). Advanced Business Management Program from the Kellogg Graduate School of Management at Northwestern University, Chicago (1998).

Committee Membership/Apointments

Nil.