Maybank

Key Interest Bearing Assets and Liabilities

  FYE 31 Dec 2012
As at
31 December
RM' million
Effective
Interest Rate
%
Interest
Income/
Expense
RM' million
Interest earning assets      
Loans, advances and financing 311,825 6.38 15,131
Cash and short-term fund & deposits and placements with financial institutions 51,968 1.79 792
Financial assets at fair value through profit or loss 29,157 3.89 103
Financial investments available-for-sale 60,792 3.38 1,695
Financial investments held-to-maturity 2,871 3.56 327
Interest bearing liabilities      
Deposits from customers 347,156 1.78 5,957
Deposits and placements from financial institutions 33,887 2.03 861
Borrowings 10,714 3.29 389
Subordinated obligations 13,510 4.46 562
Capital securities 6,150 6.54 401

  FPE 31 Dec 20111
As at
31 December
RM' million
Effective
Interest Rate
%
Interest
Income/
Expense
RM' million
Interest earning assets      
Loans, advances and financing 276,253 6.46 7,017
Cash and short-term fund & deposits and placements with financial institutions 56,550 2.19 385
Financial assets at fair value through profit or loss 18,394 3.21 67
Financial investments available-for-sale 63,585 3.66 851
Financial investments held-to-maturity 2,690 3.67 232
Interest bearing liabilities      
Deposits from customers 314,692 1.92 2,725
Deposits and placements from financial institutions 36,761 1.90 393
Borrowings 7,185 4.00 153
Subordinated obligations 14,161 4.27 236
Capital securities 6,114 6.54 201
1 The results consist of six-months financial period ended 31 December 2011 due to the change of financial year end from 30 June to 31 December. The results were restated due to first-time adoption of Malaysian Financial Reporting Standards ("MFRS") Framework and changes in accounting policies.